Remote deposit capture emerged as an unintended consequence of the Check Clearing for the 21st Century
Act and is growing in popularity. Fundamental to the efficient and effective deployment of
banking technology is the understanding of the regulatory implications and the development...
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Wireless and Internet-based technologies, such as mobile banking, remote deposit capture and online payments, have become the de facto platform standard for 21st century banking relationships: It's do it yourself from wherever you are in the world. Traditional customer relationships have...
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The Federal Financial Institutions Examination Council (FFIEC) published its updated Retail Payment Systems IT Examination Handbook in February. Prior to that, the last update was March 2004. It would be an understatement to say that during the last six years payment technologies such as ...
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In this slow economy, few financial institutions are willing to take risks. Consequently, the primary moneymaker for banks -- lending -- has slowed. Institutions have two choices to boost their bottom line: cut costs or increase fee income. Many are eliminating free or discounted services and...
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